Financing a home improvement project is never easy. There are many options, lots of questions, and lenders everywhere. The best you can do is be prepared when you begin planning your remodeling project.
Three key steps will start you off of the right track:
- Budget your project. Know how much money you will need to complete your project.
- Know how much you can afford. This is different than knowing how much you will need. Sometimes we bite off more than we can chew and phased in planning may be the best way to proceed.
- Finance your project. Find a lender you can trust and speak their language. The most intimidating part of financing is the language. Once you understand what is needed and how to best prepare yourself for an approval, the process becomes much simpler.
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